Don’t want to overspend your budget? Swipe your credit card too many times? And feel like a financial mess? Instead of beating yourself up for the bad financial decisions you’ve ever made, create a new plan! The solution is simple, save more and spend less. But, we all know it’s easier said than done. Luckily, there are many great money management apps available at your fingertips. Here are five reliable money management apps that can help you save money, and crush debt.
1. Mint (Available for iOs and Android)
If your smartphone could only install a few apps, Mint would be one of them. Why? Because this app tracks all your balances and bills in one place.
Here are some of its main features:
- Effortlessly track all your bills and balances in one dashboard.
- Categorized expenses to understand where you spend your money.
- Uncover hidden fees, and determine your investment style with sophisticated retirement tools.
2. YNAB (Available for iOs and Andoid)
Everyone needs a budget, there’s no way around it. YNAB (You Need A Budget) is an easy to use app that will change the way you think about money.
Some of its main features:
- Easily sync all bank accounts in one place.
- Visually see your debt paying progress with eye-catching charts and notifications.
- Customized categories setting saving goals.
The best part about YNAB is the community that comes along with it. You can hop on the YNAB forum to receive support, listen to the YNAB Podcast or stay tuned for their weekly videos.
3. Personal Capital (Available for iOs and Andoid)
When was the last time you have tracked your net worth? Probably months ago or maybe never. Personal Capital allows you to easily track your net worth and plan for retirement.
Here are some of its main features:
- Sync many investment accounts, and expenses (mortgage, credit cards, etc.) in one place.
- Discover hidden fees and how much they’re affecting your retirement plan.
- Wealth management for investors requiring a long-term strategy.
4. Prism (Available for iOs, Andoid, Windows)
Have you recently forgot to pay a bill? Prism automatically tracks your bills and syncs your bank accounts in one place. The app will helps you view all your account balances in one glance, bill due dates are automatically pulled and tracked, receive early reminders for upcoming bills.
5. Wealthfront (Available for iOs)
Most people are scared or unwilling to learn the basics of investing. This is why Wealthfront is the perfect solution for the hands-off investors. The app offers variety of investment account options, your portfolio composed of seven different asset classes, automatically rebalanced portfolio. Wealthfront is perfect for people requiring investment guidance, or prefer a hands-off solution.